CRA Benefit Payments 2026- Five Major Increases Every Canadian Should Expect

CRA Benefit Payments 2026- Five Major Increases Every Canadian Should Expect

With inflation cooling and federal indexation rolling forward again, most CRA-administered benefits are set for modest bumps in the July 2026–June 2027 benefit year.

Below are the five increases Canadians should reasonably expect, based on the latest confirmed 2025-26 baselines and the projected ~2.0% federal indexation factor for 2026.

1) Canada Child Benefit (CCB) — another July uplift

The CCB rises every July with CPI. For July 2025–June 2026, the maximums are $7,997 (under age 6) and $6,748 (ages 6–17).

With a ~2% 2026 indexation, families can expect roughly $8,157 and $6,883 caps starting July 2026 (final figures to be confirmed in summer 2026).

2) Child Disability Benefit (under the CCB) — indexed

The Child Disability Benefit maximum for July 2025–June 2026 is $3,411 per eligible child. Expect a similar CPI bump in July 2026 (about 2% on today’s ceiling) for this benefit.

3) GST/HST Credit — higher base amounts & thresholds

For the 2024 base year (paid July 2025–June 2026), maximums are $349 per adult and $184 per child; key income thresholds include $11,337 (phase-in for singles) and $45,521 (phase-out).

A ~2% 2026 indexation implies slightly larger maximums (≈ $356 per adult / ≈ $188 per child) and higher thresholds coming into effect July 2026.

4) Canada Workers Benefit (CWB) & Advanced CWB — indexed amounts continue

For the 2024 tax year, CWB maximums are $1,590 (single) and $2,739 (families) plus up to $821 disability supplement; up to 50% is paid in-year via the Advanced CWB (ACWB) on a regular schedule.

Future phase-in/phase-out thresholds are indexed to CPI, so modest increases to amounts and/or limits are expected to flow into 2026 payments.

5) Income & benefit indexation — more room before clawbacks

The federal personal-tax/benefit system’s 2026 indexation (~2.0%) lifts many income thresholds used to calculate CRA benefits. Practically, that gives families a bit more room before clawbacks reduce the CCB and GST/HST amounts.

Note: The Canada Carbon Rebate (CCR) for individuals was discontinued in March 2025; there are no quarterly CCR payments after April 2025, so it is not part of 2026 increases.

What To expect In 2026 (at a glance)

Benefit (CRA)Current (2025–26) baselineWhat likely changes July 2026Payment cadence
CCB$7,997 (<6); $6,748 (6–17)~2% CPI bump to caps; higher income thresholdsMonthly (20th of each month)
Child Disability Benefit$3,411 max per childIndexed ~2%Monthly with CCB payment
GST/HST Credit$349 adult; $184 child; thresholds $11,337/$45,521Slightly higher max & thresholds (~2%)Quarterly (Jul/Oct/Jan/Apr)
CWB / ACWB$1,590 single; $2,739 family; $821 disability maxIndexed thresholds/amounts flow into 2026Advanced payments Jan/Jul/Oct
System-wide indexation2025 factor about 2.7%~2.0% projected for 2026Affects limits, credits, clawbacks

How to prepare

  • File your 2025 tax return early to lock in updated GST/HST and CWB amounts from July 2026.
  • Keep your marital status, address, and children’s information current in CRA My Account so CCB/credit calculations are correct.

If you rely on the CCB, the Child Disability Benefit, the GST/HST Credit, or the CWB/ACWB, 2026 should bring small, real increases driven by federal indexation — with the biggest visibility arriving in July 2026 when the new benefit year begins.

Build your budget around modest uplifts (about 2 %) and remember that accurate, on-time filing is the key to receiving the maximum you qualify for.

FAQs

When will the 2026 CCB and GST/HST amounts be official?

The official figures will be posted in June or early July 2026 when CRA and Employment & Social Development Canada announce the indexed rates for the July 2026–June 2027 period. Until then, ~2% is a reasonable planning estimate.

Will the Canada Carbon Rebate return in 2026?

No. The federal government discontinued the carbon rebate for individuals in March 2025; there are no further payments under that program.

Do CWB advance payments change mid-year?

They follow the standard Advanced CWB schedule and reflect your latest return; underlying CWB thresholds are indexed, so amounts typically adjust year-over-year rather than mid-year.

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