Cash App $12.5M Class Action 2025 – Check If You’re Eligible for the $147 Payout

If you’re a resident of Washington state, you might be eligible for a payout — here’s the breakdown of the $12.5 million settlement involving Cash App (parent company Block Inc.) in the case Bottoms v. Block Inc. (Case No. 2:23-cv-01969-MJP).

The lawsuit alleged that Cash App sent promotional referral text messages via its “Invite Friends” feature without the recipients’ consent, violating the Washington Commercial Electronic Mail Act (CEMA) and the Washington Consumer Protection Act (CPA).

Although Block Inc. did not admit wrongdoing, it agreed to settle to avoid further litigation.

Who Is Eligible?

To qualify for the payout, you must meet all of the following:

  • Be a resident of Washington State at the time you received the message.
  • Have received a text from Cash App’s referral feature during the eligible period (Nov 14 2019 to Aug 7 2025).
  • Did not clearly and affirmatively consent to receive those promotional texts.
  • Own or regularly use the phone number that received the referral text.

If you are outside Washington, unfortunately you are not eligible for this specific settlement.

Key Facts & Figures

Here are the essential numbers and deadlines for this settlement:

DetailInformation
Settlement Amount$12.5 million
Estimated Payout per PersonBetween $88 and $147, depending on valid claims
Eligibility PeriodReceived referral text between Nov 14 2019 and Aug 7 2025
LocationOnly for Washington State residents
Claim DeadlineOctober 27, 2025
Case Name & CourtBottoms v. Block Inc., Case No. 2:23-cv-01969-MJP, U.S. District Court – WA

How to File Your Claim

Act soon: the claim deadline is October 27, 2025. Here’s how to proceed:

  1. Go to the official settlement website.
  2. Use the eligibility tool (if provided) to verify your phone number and residency.
  3. Fill out the claim form (online or by mail). You’ll need to provide the phone number, confirm you lived in Washington, and confirm you didn’t consent.
  4. Submit your claim before the deadline. If you miss this date, you forfeit your payout.

Why Only Washington Residents?

Because the lawsuit was based solely on Washington’s CEMA and CPA laws, the settlement covers only consumers in that state. The laws in other states vary, and this case didn’t include them.

That means even if you received similar texts elsewhere, this particular payout does not apply to you — though you may explore other legal options in your jurisdiction.

Broader Implications

This settlement underscores how consumer privacy and marketing consent are gaining legal muscle. Tech platforms can no longer assume silence equals consent when it comes to sending promotional texts.

For users, it means increased rights; for companies, it raises the bar on how they handle referral marketing and messaging.

If you lived in Washington and received a referral-style text from Cash App between Nov 14 2019 and Aug 7 2025 without consenting, you may be one of the eligible claimants in the $12.5 million settlement.

The payout per person is estimated at up to $147, but only if you act by October 27, 2025. check your eligibility, submit your claim in time, and don’t pass up the opportunity — because once the deadline is gone, it’s gone. Stay aware and take action now if you qualify.

FAQs

How much can I get from the Cash App settlement?

Eligible individuals may receive between $88 and $147, depending on how many valid claims the settlement receives.

What is the deadline to submit a claim?

You must submit your claim by October 27, 2025. Missing the deadline disqualifies you.

I live outside Washington — can I still claim?

No. This settlement covers only those who lived in Washington State at the time they received an unsolicited referral text from Cash App.

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